You can find the ones that are traditional and are also hardwired into our therapy. We realize they may not be in accordance with appropriate money administration therefore we have actually 106 other ways to lie to ourselves or conceal through the truth. These generally include the “Ostrich effect” you identified. You have the “Bandwagon effect” as well as the list is known as “cognitive biases”. These can be addressed with Financial training. The 2nd band of money problems are the ones that want a greater amount of awareness of the problem that is psychological the funds condition. A trained psychologist or even psychiatric analysis and therapy is needed to address the root cause of the money disorder at this level. Addicting characters, manic depressives, PTSD patients along with other severe emotional problems are in the source of several money problems. The psyche must first be addressed after which it is possible to cope with the connection to cash.